Purchasing a cash value life insurance policy for your grandchild(ren) can provide for their future insurability. You may not want to talk about it or think about it, but it is something we need to prepare for.
Face amounts from $5,000 to $30,000
Ages 14 days to 25 years old
Rates Never Increase with age
Benefits Never Decrease
Simplified application with NO Medical Exam
Please call Clarke Walker at 800-891-2390 for any questions, or use the quote request form on the right.
Guaranteed Insurability Rider:
With this rider, the owner of the policy may purchase additional insurance without evidence of insurability on the insured's 30th, 33rd, 36th, and 39th birthdays. (The face amount of the additional policy may not exceed the face amount of the original policy purchased.) We will go over all the requirements with you.
No Medical Exam:
There are only a few limited health questions to answer and No Medical Exams.
Grandparents' Gift of Insurance can help their Child AND their grandchildren:
This program can help to cover any unexpected final expenses in the event of an untimely death. In the absence of death it can be used as an excellent savings vehicle toward college tuition!
Don't wait - buy now before Christmas!
Premiums can be paid Annually, Semi-annually, Quarterly, or on a Monthly Bank Draft.
Annual Premium Calculations
Add a $12.00 annual policy fee.
Age of Child 0 to 6 years 7 to 12 years 13 to 19 years 20 to 25 years
Rate per $1,000 3.24 5.04 6.84 8.64
Unisex Rates - same rate for boys and girls. Example: 8 year old wanting $20,000 face amount. 5.04 x 20 = $100.80 + $12 = $112.80 yearly premium.